CaringTide began with the lived experience of Brady and Andrea Murray, parents of three children with disabilities—two sons who have Down syndrome and one son who has 22q. Their family’s journey brought firsthand understanding of the questions, challenges, and desire for clarity that so many families face.

As a Certified Financial Planner (CFP) for more than 20 years, Brady has dedicated his career to serving families who have a loved one with a disability. Over time, he saw that while financial planning is essential, families were still left overwhelmed and unsure of the next step on their disability journey. They needed support in addition to financial planning—guidance on benefits, legal safeguards, daily needs, IEPs, working toward independent living, and the emotional realities of the journey. Wanting to build a more complete solution, Brady searched nationwide for the right partner and found Jennie Dopp, a highly respected professional with extensive expertise and her own lived experience raising a son with multiple disabilities.

Together, Brady and Jennie created CaringTide, a nationwide disability planning firm built to provide families with true lifelong guidance. Through working with hundreds of families across the nation, they developed The Seven Foundations of Disability Planning™)—a simple, powerful framework that brings structure, clarity, and peace of mind. It serves as an anchor, helping families understand exactly what planning needs to be done and what their right next step is.